LOW-COST LOANS

100% FINANCING

BUY WITH ROOMMATES


Most people build net worth through home ownership, not their jobs.

 

Buy Alone or With Roommates.


Assumes: 80% First at 6.25%, 30-yr fixed, fully amortized. 20% Second at 7.75%, 30-yr fixed, fully amortized, due in 15 yrs. Property Tax and Homeowners insurance rates vary by area.

 

No More Obstacles!
  • You Can Get 100% Financing
  • You Can Buy with Zero Money Down
  • Up to 4 People on 1 Loan
  • Home Inventory is at an 11-year high
  • That Means more choices and lower prices

According to the California Association of Realtors, 41% of First-Time Buyers bought their home with no-money down, 100% financing in 2006, and 21% of all buyers! This is a very legitimate way to break into the market.

Warning: While many loans are technically "adjustable," make sure your loan is fixed for AT LEAST 3 years, 5 or 7 is better, then refinance before the fixed period ends. Most people who lose their homes have adjustable-rate loans in the adjustable phase.


Buying Your Home
Remember: When we represent you on your purchase, when you're ready to sell that home, we will list if for FREE, saving you an average of $10-20,000!

Brand New Homes
If you want to purchase a new home from a builder, it is critical that we take you there on your FIRST visit. This costs you nothing, and insures YOUR interests are represented as we help you negotiate the best price, terms and upgrades possible. Many builders will try and tell you they don't negotiate. That's why you need our experience on your side!


Low-Cost Loans
At 5 Talents Realty & Mortgage, Inc., we can offer very low-cost loans to our clients. Even if your credit history is challenged, we can almost always find a suitable loan for our clients.

Fill out just 1 loan application on-line or over the phone (10-15 minutes), and our automated system searches hundreds of lenders and loan programs to find you the best deal. This only pulls one credit report so your score is not hurt by multiple inquiries!

Call 916-501-8200 to get started!

Dave@5talentsrealty.com

 
Phone: (916) 501-8200